Cash+ Guaranteed is a cash management solution wherein your funds are placed in fixed deposits with banks regulated by the Monetary Authority of Singapore. The displayed rate represents the guaranteed return you will receive on your investment at the end of the term.

Here's a summary of how it works:

1. Create a Cash+ Guaranteed portfolio by choosing the term of your choice (from 3, 6 and 12 months) on the website or Syfe App.
2. Add funds into your portfolio.
3. Once we process your funds into the portfolio, the portfolio will be automatically locked and queued for investment.
4. Your funds will be invested within one business day.
5. Over the term you have chosen, you'll have the flexibility to decide whether you want to reinvest or not when the term concludes. If you opt not to reinvest, your funds will stay in the portfolio until you determine your next course of action, which may be reinvesting for another term at the prevailing rate, withdrawing, or reallocating your funds.