After the Guaranteed portfolio begins investing, you will not have the option to make withdrawals until the fixed term ends. As we invest your funds into fixed deposits with the preferred rates we obtain from banks for the term that you have chosen, we are enabled to maximize the returns on your investment.

Subsequent top-ups made on or after 16th November to a portfolio that is already locked and invested will be placed by us into a new Guaranteed portfolio and automatically invested. By doing so, you create a “ladder” of maturity dates for your multiple Guaranteed portfolios, giving you the flexibility to access funds and take advantage of fluctuating interest rates.