How do Syfe pricing tiers work?

Syfe determines your pricing tier based on the higher of these two values:

Blue	Black	Gold	Platinum	Diamond
No min.	SGD 50K+	SGD 250k+	SGD 1M+	SGD 5M+

For more information on the specific rates applicable for each tier, refer here: Syfe Pricing Table

Net Worth: The total value of your assets held across Syfe’s Managed Portfolios, Cash Management, and Brokerage. This value fluctuates based on market performance.
Net Invested Amount:
- Fresh funds deposited into Syfe minus any withdrawals across all Syfe offerings.
- Internal transfers between portfolios (e.g., Managed Portfolios to Brokerage) do not affect this value, as the funds remain within Syfe.
- Example:
  - Deposited: SGD 40,000 into a Managed Portfolio.
  - Withdrew: SGD 5,000.
  - Net Invested Amount = SGD 35,000.

Note: All values, including USD-denominated holdings in Brokerage, are converted into SGD equivalents to determine your pricing tier.

Management fees are calculated daily based on your current pricing tier and the daily Net Asset Value (NAV) of your portfolios.
Fees are then deducted monthly from your portfolio’s cash balance.
You only pay fees for the days your funds are managed. For example:
- If you invest for 6 months and 15 days, fees are calculated for the exact duration.

Example of Fee Calculation:

Invested Funds: SGD 40,000 in a Managed Portfolio.
Applicable Tier: Black (SGD 50,000+ pricing tier).
Daily NAV: SGD 40,000.
Management Fee Rate: 0.50% p.a.
- Daily Fee = (0.50% ÷ 365) x 40,000 = SGD 0.55 per day.

For Managed Portfolios:
- In the Syfe app: Go to your portfolio > Scroll to "Fees Paid".
- If promo codes with fee waivers are applied, you will see a “Blended Rate” reflecting the new applied rate.
For Brokerage Trades:
- Order Preview: Menu > Orders > Past > Select your order.
- Trade Confirmations: Menu > Brokerage > Trade Confirmations.

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