Singapore bank base interest rates are generally at 0.05% p.a. Higher rates are possible, but usually requires users to meet requirements such as salary crediting, meeting minimum spending thresholds, increasing average daily balances, etc. to earn more returns on your savings 

When you invest in Syfe Cash+ Flexi, the projected return applies to all your funds, with no additional criteria you must fulfil. Cash+ Flexi projected returns are based on annualised amortised yield estimates of the underlying funds provided by the fund managers. 

However, Cash+ Flexi is not a savings account. It is a cash management suite and investment product that is invested in low-risk bond and money market funds and is not capital guaranteed. All investments carry risks and past performance is not indicative of future performance.