You will see a change in 'Total invested' and 'All portfolios return' on the account summary page if you have dormant portfolios, and if your reporting currency in the app is in SGD.

**There will be no changes to: **

1) Current Value of your investments

2) Portfolio Holdings

3) Individual Portfolio Pages

4) Syfe Pricing Tier

**Glossary**

Current Value: Total market value of all active portfolios based on last closing prices

Total Invested: Overall funds transferred in less funds transferred out from your Syfe account

All Portfolios Return: Current value less total invested amount

Dormant portfolio: A previously funded investment portfolio from which you have made a full withdrawal

Active portfolio: A portfolio that is currently funded

**Understanding the formula change**

**Example 1: Dormant portfolio has made a profit. **

You see a lower Total Invested amount and higher All Portfolios Return after the update.

Suppose you transferred $10,000 each into investment portfolios X and Y. Portfolio Y made a gain of $100 while the value of Portfolio X remained the same.

- Current Market Value of Portfolio X: $10,000
- Current Market Value of Portfolio Y: $10,100

You then made a full withdrawal from Portfolio Y (making it dormant) and transferred the proceeds to Portfolio X.

Before the formula update, you will see these figures on your account summary page.

- Current Value: $20,100
- Total Invested: $20,100
- All Portfolios Return: $0

After the formula update, you’ll see these data on your account summary instead.

- Current Value: $20,100
- Total Invested: $20,000
- All Portfolios Return: $100

Before the formula update, Total Invested was shown as $20,100 and All Portfolio Returns as $0 due to the exclusion of dormant accounts. The new formula corrects this by showing the Total Invested as $20,000 (amount you actually transferred to Syfe) and All Portfolio Return shows a profit of $100 realized from Portfolio Y.

**Example 2: Dormant portfolio has made a loss. **

You see a higher Total Invested amount and lower All Portfolios Return after the update.

Let’s say you transferred $10,000 each into investment portfolios A and B. Portfolio B made a loss of $100 while the value of Portfolio A remained the same.

- Current Market Value of Portfolio A: $10,000
- Current Market Value of Portfolio B: $9,900

You then made a full withdrawal from Portfolio B (making it dormant) and transferred the proceeds to Portfolio A.

Before the formula update, you will see these figures on your account summary page.

- Current Value: $19,900
- Total Invested: $19,900
- All Portfolios Return: $0

After the formula update, you’ll see these data on your account summary instead.

- Current Value: $19,900
- Total Invested: $20,000
- All Portfolios Return: - $100

Before the formula update, Total Invested was shown as $19,900 and All Portfolio Returns as $0 due to the exclusion of dormant accounts. The new formula corrects this by showing the Total Invested as $20,000 (amount you actually transferred to Syfe) and All Portfolio Return shows a loss of $100 from Portfolio B.