Income+ portfolios are designed to generate steady income through diversified, income-generating investments, primarily through bonds.

Syfe offers three distinct Income+ portfolios tailored to different investment goals and risk appetites.

Income+ Preserve

Income+ Preserve is built for investors seeking steady, regular income while aiming to preserve capital. It primarily invests in investment-grade quality bonds, such as US Treasuries and corporate bonds, to provide a consistent stream of income while minimising default risk.

This portfolio is suitable for investors who prefer stable returns and lower risk exposure. It is powered by PIMCO, the world’s largest active bond investment manager.

Income+ Enhance

Income+ Enhance is designed for investors targeting higher current income and potential long-term capital appreciation. It follows a credit-focused strategy, investing in higher-yielding, lower-rated bonds such as high-yield corporate bonds and emerging market bonds. This approach offers the potential for higher returns, but with increased credit and market risk.

This portfolio is also powered by PIMCO.

Income+ Max

Income+ Max is designed for investors seeking the highest level of income in the Income+ range, with some growth potential. It takes a multi-asset approach (composition at launch: 55% equities, 35% fixed income and 10% gold) and uses actively managed ETFs, the majority of which provided by J.P. Morgan Asset Management (the world’s largest issuer in this space) to earn income from option premiums on top of dividends and bond coupons.

This approach offers the potential for higher income, but with higher market risk than our bond-based Income+ portfolios, and limited participation in strong equity rallies. It is suitable for investors who are comfortable with equity-level volatility to maximise their income and also capture some growth through the same portfolio.

For more information on Income+ portfolios, please visit here.