Syfe offers four Core portfolios, each designed to match different risk levels, investment goals, and time horizons. The key difference among them lies in the balance between stocks and bonds, which determines both potential returns and risk exposure. Portfolios with higher equity allocations offer greater long-term growth potential but also higher short-term volatility.
Choosing among the four Core portfolios depends on your investment goals, time horizon, and risk appetite. Here's a quick guide to help you understand which portfolio is right for you:
The Core Defensive portfolio is a low-risk option focused mainly on high-quality bond ETFs, with a smaller allocation to stock and gold ETFs for diversification. It’s designed for investors who prioritise capital stability and steady returns, rather than high growth. While returns may be lower compared to growth portfolios, the higher bond exposure helps limit short-term market fluctuations.
Learn more about Core Defensive portfolio here.
The Core Balanced portfolio is a medium-risk option with an optimal mix of stock, bond, and gold ETFs. The allocation is designed for better risk-adjusted returns, investing across more than 3,500 global companies through diversified ETFs. It aims to balance risk and reward, offering moderate long-term growth while cushioning downside risks through exposure to bonds and gold. Balanced portfolios typically experience less volatility than equity-heavy ones, making this a suitable choice for investors seeking steady and consistent growth.
Learn more about Core Balanced portfolio here.
The Core Growth portfolio is a higher-risk option, primarily invested in global stock ETFs, complemented by a smaller allocation to bond and gold ETFs for diversification. This portfolio focuses on maximising long-term returns and is ideal for investors with a longer investment horizon who can tolerate short-term market volatility. The greater equity exposure provides higher growth potential while maintaining a balanced level of diversification.
Learn more about Core Growth portfolio here.
The Core Equity100 portfolio is fully invested in global equities, holding ETFs that represent over 1,500 stocks of the world's top companies. It follows a Smart Beta strategy, optimising exposure across factors such as growth, value, volatility, and country allocation to enhance returns and manage risk. Designed for investors seeking maximum equity exposure and higher potential returns, this portfolio may experience greater short-term fluctuations. It’s best suited for those comfortable with market volatility and focused on long-term capital growth.
Learn more about Core Equity100 portfolio here.
Still unsure which portfolio is most suitable for you? Schedule a complimentary consultation with our wealth experts here.
