Cash+ Flexi USD is a low-risk cash management portfolio that invests in a diversified mix of USD-denominated money market and enhanced liquidity funds, which hold high-quality assets such as institutional deposits, government securities, and investment-grade corporate bonds. These underlying holdings are generally regarded as very low risk.

The portfolio also offers full flexibility with no lock-up period, allowing you to withdraw your funds at any time without penalties.

However, Cash+ Flexi USD is not insured by the Singapore Deposit Insurance Corporation (SDIC) and is not capital guaranteed, as it is an investment product rather than a bank savings account.

While it carries investment risk, it offers broader diversification and typically higher projected returns compared to traditional savings accounts, which generally offer base rates around 0.05% p.a.

All client assets in Cash+ Flexi USD are held in a separate custodian account with HSBC Institutional Trust Services (Singapore) Limited, ensuring your funds are segregated from Syfe’s own corporate assets and remain protected even if Syfe ceases operations.

Learn more about how Syfe safeguards your assets here.