Cash+ Flexi SGD is a cash management discretionary portfolio designed as an alternative to fixed deposits and traditional savings accounts. You may refer to our Syfe website or app to view the latest projected returns.

Your funds are diversified across a curated list of money market funds aiming to deliver stable and steady returns in line with prevailing Singapore money market rates. View the latest portfolio composition here.

Cash+ Flexi SGD is a standalone cash management solution, so you can invest in it independently even if you don’t hold any other Syfe portfolios. It’s designed to help you earn higher potential returns on your idle cash while maintaining flexibility and liquidity.

Key Features

• No lock-up period or maximum investment limit
• Management fee: 0.05% - 0.15% p.a. (subject to prevailing GST where applicable)

(Depending on pricing tier, based on the higher of assets under management or invested amount)

• No transfer, withdrawal, or fall-below fees

Note: As Cash+ Flexi SGD is invested in very low-risk money market and bond funds, it is not capital guaranteed.

How do I receive returns from my Cash+ Flexi SGD portfolio?

Once invested, your Cash+ Flexi SGD portfolio value is updated daily based on the updated market prices of the underlying securities. Any returns earned are automatically reflected in your portfolio value. Unlike bank deposits, where interest is typically paid monthly, returns from Cash+ Flexi accrue daily. You can refer to our portfolio update schedule here.

The projected return may fluctuate depending on the performance of the underlying funds.

When you submit a withdrawal request, Syfe will sell your holdings at the prevailing market prices within 1-2 business days, and you may withdraw the full amount, including all returns earned. If you choose to stay invested, your returns continue to compound, helping your cash grow over time.