Singapore bank base interest rates typically average around 0.05% p.a. While higher rates are possible, they often require customers to meet multiple conditions such as salary crediting, minimum monthly spending, or maintaining higher account balances to qualify for bonus interest.

With Cash+ Flexi SGD, the projected return applies to your entire balance with no additional requirements. The projected returns are based on the annualised amortised yield estimates of the underlying money market funds, as provided by the fund managers.

However, Cash+ Flexi SGD is not a savings account. It is a cash management investment product invested in low-risk bond and money market funds and is not capital guaranteed. As with all investments, there are inherent risks, and past performance is not indicative of future results.