Cash+ Flexi SGD holds weighted allocations in a mix of money market and short-duration bond funds. You can view the full portfolio composition here.

The Gross Projected Return is calculated using the weighted average amortised yields provided by the underlying fund managers:

Weighted yield of Fund 1 + Weighted yield of Fund 2 + … + Weighted yield of Fund n = Gross Projected Return

Syfe then derives the Projected Return after accounting for fees and rebates as follows:

Projected Return = Gross Projected Return – Fund Fees + 100% Trailer Fee Rebates (if any) – Syfe Management Fee

Example:

Black tier client with 0.10% management fee for Cash+ Flexi SGD.

Cash+ Flexi SGD: 2.07% + (-0.29%) + 0.13% + (-0.10%) = 1.8%

All projected returns are annualised and rounded to one decimal place.

Will the projected return for Cash+ Flexi SGD change?

Yes. The projected return for Cash+ Flexi SGD may fluctuate depending on the performance of the underlying funds. Where appropriate, Syfe may adjust the fund allocations to optimise projected returns based on prevailing market and interest rate conditions. The most up-to-date figures can always be found on the Syfe website and app.

Will the projected return of Cash+ Flexi change?

The projected return for Cash+ Flexi may fluctuate based on the performance of the underlying funds. Where applicable, Syfe may optimise the fund allocation to deliver the best-projected return possible in a given interest rate environment. We will keep you informed should there be a change in the projected return.