Core portfolios hold equities, bonds and gold in varying allocations. We use exchange-traded funds (ETFs) to represent each asset class to ensure that each portfolio is broadly diversified across sectors and geographies.

Our portfolio methodology for Core rests on three guiding principles:

• Asset Class Risk Budgeting
• Smart Beta
• Stable asset allocation

Please see more details of our portfolio construction methodology here.

Clients can choose from four different Core portfolio types depending on their investment goals, time horizon and risk appetite:

• Core Defensive
• Core Balanced
• Core Growth
• Core Equity100