Here's a summary of how it works:

1. Create a Cash+ Guaranteed portfolio by choosing the term of your choice (from 3, 6 and 12 months) on the website or Syfe App via the "Add new" button on the top right.
2. Add funds into your portfolio.
3. Once we process your funds into the portfolio, the portfolio will be automatically locked and queued for investment.
4. Your funds will be invested within one business day. Funds received prior to 11 AM SGT on a business day will be invested on the same day. Funds received after 11 AM SGT will be invested on the subsequent business day. To illustrate, any funds received by Syfe between today at 11 AM SGT and tomorrow 11AM will be invested tomorrow afternoon, provided tomorrow is a business day. If you fund on a weekend or on a public holiday, funds will be invested on the next business day. 
5. Over the term you have chosen, you'll have the flexibility to decide whether you want to reinvest or not when the term concludes. If you opt not to reinvest, your funds will stay in the portfolio until you determine your next course of action, which may be reinvesting for another term at the prevailing rate, withdrawing, or reallocating your funds.