Yes, you may leave your funds in your Cash+ Guaranteed portfolio after the term ends if you are still undecided on your next action.
Simply select “Don’t reinvest” prior to your maturity date to stop automatic reinvestment. You can update your preference anytime once you’re ready to reinvest, withdraw, or transfer your funds.
Important details by currency:
For Cash+ Guaranteed (SGD):
- You may toggle your reinvestment preference anytime up to 3 PM SGT on the day of maturity.
- If you opt not to reinvest before 3 PM, your funds will remain in your portfolio as SGD cash until you take further action (e.g., reinvest at the prevailing rate, withdraw, or transfer funds).
For Cash+ Guaranteed (USD):
- You may toggle your reinvestment preference anytime up to 12:30 PM SGT on the day of maturity.
- If you opt not to reinvest before 12:30 PM, your funds will remain in your portfolio as USD cash until you choose your next step (e.g., reinvest, withdraw, or transfer).
- Note: Cash+ Guaranteed (USD) currently offers only a 1-month term.
Please note: If you choose not to reinvest, your funds will remain uninvested in cash within your Cash+ Guaranteed portfolio and will not earn any interest until further action is taken.